Financial Friday 94

Location: Thessaloniki [Greece]

Week 94….

Transportation

Zero. I walked everywhere I needed to go.

Accommodation

I haven’t paid yet, but I estimate this will be around $18.50 per day. Renting my own place in Greece is expensive!

Food

This was far better than last week. I just had to buy a few staple groceries instead of everything. The first time in a new place is always the most expensive food-wise.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

Summary

Week 94
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging18.518.518.518.518.518.518.5129.5
Food19.430010.630016.7246.78
Other7.37.37.37.37.37.37.351.1
Total45.2325.825.836.4325.825.842.52227.38

So, this also looks much better than last week. I’ve saved a lot of money by restricting my excursions to free things. See you all next week….

Financial Friday 93

Locations: Tbilisi [Republic of Georgia], Thessaloniki [Greece]

Week 93….

Transportation

On Saturday, I traveled from თბილისი (Tbilisi) to Θεσσαλονίκη (Thessaloniki). It started with a bus from Georgia’s capital to the airport near კუთაისი (Kutaisi): $7.24.

Then, the flight (including printing the boarding pass for $0.10) came to $50.39.

And finally I took a bus from the Thessaloniki airport into town: $2.24.

Accommodation

Friday night was spent splitting an AirBnB in Tbilisi so the rate is really good: $5.37.

From Saturday on, I’m renting an apartment by myself. I haven’t paid yet, but I estimate the cost will be around $18.50 per night. I instantly miss cheaper countries….

Food

Food costs in Greece don’t involve any going out. The initial cost of groceries is just that much more expensive. I expect the cost to come down a little next week since many of the purchases will carry over; we’ll see.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

Password Manager: $0.16 per day.

On Saturday, I bought data for my ‘travel’ SIM: $20.00. That bought me 1G of data. All that time in Georgia spoiled me. I’m used to getting 20x that much data for less.

Summary

Week 93
CategoryFriSatSunMonTueWedThuTotal
Travel059.870000059.87
Lodging5.3718.518.518.518.518.518.5116.37
Food9.7838.42034.1612.140094.5
Other7.327.37.37.37.37.37.371.1
Total22.45144.0925.859.9637.9425.825.8341.84

So…ouch! Although, that is still an average of less than $50 per day so I guess it’s not the end of the world. See you all next week….

Financial Friday 92

Location: Tbilisi [Republic of Georgia]

Week 92….

Transportation

On Thursday, I took the metro once. My transportation costs have been non-existent the last few weeks. When your housing is centrally located, you don’t spend much.

Accommodation

The AirBnB rolled over to another month on Thursday. We decided to stay in the same place, and managed to negotiate a discount by booking off-app. So…travel hack: if you really like a place, you can generally negotiate a better rate for subsequent periods (if the host likes you).

Food

I went a little crazy with the food again. I blame going out to say goodbye to my bartender friends.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

Password manager: $0.16 per day.

On Tuesday, I bought the final season of Game of Thrones: $28.88. So I now digitally ‘own’ the entire series. Because…re-watching. Also, it helped me charge something to one of my non-travel cards. If you don’t charge something at least once a year, banks have a tendency to close your accounts (in the US at least).

On Wednesday, my State-side friend forwarded some mail to me: $36.00. International shipping is one of the costs of travel most people forget about, but the money I’m saving by not being in the ‘West’ more than makes up for it.

Summary

Week 92
CategoryFriSatSunMonTueWedThuTotal
Travel0000000.180.18
Lodging5.635.635.635.635.635.635.3739.15
Food18.8411.2307.5113.4716.62067.67
Other7.37.37.37.336.1843.37.3115.98
Total31.7724.1612.9320.4455.2865.5512.85222.98

So…a little expensive for Georgia, but still pretty good. And for the month…

Oct 19
CategoryWeek 88Week 89Week 90Week 91Week 92Total
Travel00.54000.180.72
Lodging33.7839.4139.4139.4139.15191.16
Food78.5656.0675.5227.9567.67305.76
Other30.2661.0653.6872.55115.98333.53
Total142.6157.07168.61139.91222.98831.17

I’ll call less than $1,000 a win. This is still far more than locals spend in a month, but I’m an entitled Westerner so…. See you all next week….

Financial Friday 91

Location: Tbilisi [Republic of Georgia]

Week 91….

Transportation

Zero!

Accommodation

The AirBnB cost split by two comes out to: $5.63 per day.

Food

This week has been much better. I’ve cut down on going out so much.

Other

Travel insurance: $5.03 per day. I started a new policy this week, and the price was exactly the same.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

On Saturday, I bought a the game Surviving the Aftermath: $21.39. Because I can’t help myself….

Also on Saturday, I bought 150 SMS messages: $0.54. I needed to receive some, and they weren’t going through until I bought some so….

On Monday, I got a password manager, and bought their premium service: $0.16 per day. OMG, it’s so worth it. It’s made keeping track of all my login information and passwords (which used to be a nightmare) almost effortless.

Summary

Week 91
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging5.635.635.635.635.635.635.6339.41
Food004.557.246.75.83.6627.95
Other7.1429.077.147.37.37.37.372.55
Total12.7734.717.3220.1719.6318.7316.59139.91

That’s much better. The primary reason? Food costs dropped drastically. The lesson here is: if you want to save money, don’t eat out. See you all next week….

Financial Friday 90

Location: Tbilisi [Republic of Georgia]

Week 90….

Transportation

Zero. I walked everywhere.

Accommodation

The AirBnB split two ways is a pretty sweet $5.63 per day.

Food

I’m eating out way too much. Even so, the bill’s reasonable because…Georgia!

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: from $0.71 per day to $0.69 per day due to October having more days than September.

On Monday, I had an old pair of jeans repaired: $3.62. I’d worn holes in the pockets, and some seams had come undone. I think what I paid was well worth it to get another year or two out of my most comfortable pair of jeans.

Summary

Week 90
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging5.635.635.635.635.635.635.6339.41
Food8.88011.2819.714.497.171475.52
Other7.167.167.1610.787.147.147.1453.68
Total21.6712.7924.0736.1127.2619.9426.77168.61

So…not great, but not bad either. See you all next week.

Financial Friday 89

Location: Tbilisi [Republic of Georgia]

Week 89, here we go….

Transportation

On Tuesday, I stopped by the US Embassy to pick up my shiny new passport. Between the metro and buses, transit cost me a whole $0.36.

On Wednesday, I took the metro once to reduce the time to get to English Club (where people practice speaking English): $0.18. I normally walk, but I was running a little late.

Accommodation

I got a roommate on Friday so my lodging cost got halved: $5.63. I love it when that happens since it has a major effect on my budget.

Food

Ever since I’ve moved closer to downtown, I’ve been going out a lot more. So my food bill is a bit higher…. It’s just so much more convenient here….

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.71 per day.

On Thursday, I renewed my data plan on my local SIM: $10.94. That’s for 20G of data and rollover from the previous months.

Summary

Week 89
CategoryFriSatSunMonTueWedThuTotal
Travel00000.360.1800.54
Lodging5.635.635.635.635.635.635.6339.41
Food12.623.2609.7830.40056.06
Other7.167.167.167.167.167.1618.161.06
Total25.4116.0512.7922.5743.5512.9723.73157.07

So definitely better than last week. Most of the difference comes from lower accommodation costs. See you all next week….

Financial Friday 88

Location: Tbilisi [Republic of Georgia]

Transportation

On Monday, I took a bus and metro to change accommodation: $0.18. 45 minutes of transit on multiple transportation methods, and it still comes out super cheap.

Accommodation

I moved into a more expensive AirBnB on Monday. The bonus: the new location is a block away from the city’s largest market! Winning.

Food

So I went a bit crazy on Tuesday. That includes a grocery store run, and a night out. The time at the bar includes dinner, several glasses of wine and a couple beers for the bartender. She has this not so subtle way of getting her patrons to buy her drinks. I’m clearly in the wrong profession….

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.71 per day.

On Monday, I bought a cutting board since the new AirBnB didn’t have one: $2.54. It’s a pretty nice wooden one, and is far cheaper than I expected.

On Tuesday, I bought a spatula ($3.62; which I later discovered I overpaid for), laundry detergent ($1.00), and a coffee/tea press ($3.44). The hidden expenses of moving into a new place….

Also on Tuesday, I bought a handkerchief: $0.72. Its purpose is to be placed over a lens of my reading glasses. My right eye has become seriously nearsighted from sitting in front of the computer for long stretches while my left has maintained 20/20 vision. So, I’m handicapping my eyes by wearing reading glasses while sitting in front of the computer. It’s amazing how your eyes adjust to their environment. After around 15 minutes with the glasses on, the visual acuity range increases dramatically. I just need to look like an idiot with handkerchief over my glasses. I haven’t been brave enough to try that in public yet.

Summary

Week 88
CategoryFriSatSunMonTueWedThuTotal
Travel0000.180000.18
Lodging9.429.429.4211.2611.2611.2611.2673.3
Food00011.4147.7212.0918.7589.97
Other7.167.167.169.715.947.167.1661.44
Total16.5816.5816.5832.5574.9230.5137.17224.89

So, not great, but not terrible either. And for the month….

Sep 19
CategoryWeek 84Week 85Week 86Week 87Week 88Total
Travel0.54001.260.181.98
Lodging23.5532.9732.9751.8173.3214.6
Food29.445.0645.6745.6989.97255.79
Other50.0878.2149.8775.6961.44315.29
Total103.57156.24128.51174.45224.89787.66

That’s actually pretty good too. See you all next week….