Financial Friday 51

Location: Tbilisi [Republic of Georgia]

Week 51 on the road….

Transportation

Zero. I didn’t go anywhere.

Accommodation

The hostel is $3.76 per night. Not too shabby.

Food

I managed to not go out for food at all this week. All the expenses here are from grocery shopping. For reference, I buy mostly eggs, liver, vegetables, nuts, and the occasional seasonings. I don’t do complicated….

Other

Travel insurance: $8.64 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

On Wednesday, my Skype subscription renewed: $29.94. It gives me a US number people can call if needed, and enables me to freely call US (and I think Canadian) numbers for free. Annualized, that comes out to $0.08 per day!

A couple weeks ago, I applied and received a new credit card: the Chase Sapphire Reserve. My readers from the US will probably recognize it as one of the better travel cards. For the $450 annual fee, I get $300 in travel credits, access to Priority Pass (airport lounges), a nice sign-up, and a lot of other cool travel perks. The original charge comes out to $1.23 per day, but I’m going to assume I use all the $300 travel credit and go with the effective rate of $0.41 per day. It’s a bit pricey, but I think worth it.

On Friday, I did laundry: $1.13.

Summary

So what’s all that look like?

Week 51
FriSatSunMonTueWedThuTotal
Travel00000000
Lodging3.763.763.763.763.763.763.7626.32
Food2.35012.17012.953.763.9135.14
Other10.129.959.959.959.9510.0310.0369.98
Total16.2313.7125.8813.7126.6617.5517.7131.44

It looks like one of the cheapest weeks ever! I’m going to miss Georgia….


Financial Friday 50

Location: Tbilisi [Republic of Georgia]

Week 50 on the road! Let’s see what my wallet has to say about this….

Transportation

Zero. I didn’t go anywhere.

Accommodation

The hostel is super cheap at $3.76 per night. It’s awesome.

Food

Yeah…nothing exciting going on here….

Other

Travel insurance: $8.64 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

On Friday, my local phone plan renewed itself: $0.38. How convenient.

On Saturday, I bought a new coat: $11.28. Because…why not? I was getting annoyed with the old pull-over jacket I have been using as a coat. Plus, the ‘new’ one looks amazing. It’s that puke, military green that seems to be popular in these parts, and looks like an absolute piece of shit. Nothing to steal here would-be thieves; I’m just a random hobo.

On Thursday, my local data plan was renewed: $11.73. That’s for 15G of mobile data. There’s no way I’d get a deal like that in Europe.

Summary

Week 50
FriSatSunMonTueWedThuTotal
Travel00000000
Lodging3.763.763.763.763.763.763.7626.32
Food12.82014.62011.693.1613.1255.41
Other9.9220.829.549.549.549.5421.2790.17
Total26.524.5827.9213.324.9916.4638.15171.9

So, that’s pretty good. I’m going to miss these prices in a few weeks. See you all next week….

Financial Friday 49

Location: Tbilisi [Republic of Georgia]

Week 49, and the end of the year….

Transportation

Zero. I went nowhere this week, and walked when I left the hostel.

Accommodation

For December, it’s $3.75 per night. I’m not sure what I’m paying in January as I haven’t paid yet, but I’m pretty sure it’ll be under $4 a night. So to err on the high side, I’ve gone with $4 per night.

Food

So….parties on Sunday and Tuesday aside, there isn’t much happening here. It’s so cheap!

Other

Travel insurance: $8.64 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Summary

Week 49
FriSatSunMonTueWedThuTotal
Travel00000000
Lodging3.753.753.753.7544427
Food7.947.5616.142.269.476.17049.54
Other9.549.549.549.549.549.549.5466.78
Total21.2320.8529.4315.5523.0119.7113.54143.32

So New Year’s week was pretty cheap! Let’s have a look at December….

Dec 18
Week 45Week 46Week 47Week 48Week 49Total
Travel0.930.190.19001.31
Lodging22.526.2545.2326.2515135.23
Food46.0455.8639.0368.7433.9243.57
Other78.595.6365.2398.8738.16376.39
Total147.97177.93149.68193.8687.06756.5

This was the second least expensive month so far! My wallet is looking really good.

And for the year…. I started traveling in late January so this is roughly a month short of a full year, but…. In 2018, my expenses came out to $12,097.80! That includes a week in Iceland, a little under 3 months in Greece, a bit over a month in Turkey, and about 7 months in Georgia. So, for all my fellow Westerners that think full time travel in affordable, well…you’re just wrong. I’m pretty sure most people earn more than this with their side-hussle(s).

So my challenge to everyone is to get out, and see the world. It’s a fascinating place that’s full of opportunities.

I’ll see you all next week….

Financial Friday 48

Location: Tbilisi [Republic of Georgia]

Hmm…it looks like I forgot to post this on Friday. Better late than never?

Transportation

Absolutely nothing to report here. I’m so boring….

Accommodation

The hostel’s running me $3.75 per night this month. I love Georgia pricing.

Food

I went out a little more than usual so it was a tad more ‘expensive’. Wait, who am I kidding? This is Georgia; nothing’s crazy expensive.

Other

Travel insurance: $8.64 per day.

VPN service: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

On Sunday, I decided to take advantage of a sale on a video game: $32.09. It’s titled Star Control: Origins.

Summary

Week 48
FriSatSunMonTueWedThuTotal
Travel00000000
Lodging3.753.753.753.753.753.753.7526.25
Food15.9512.3909.499.747.9413.2368.74
Other9.549.5441.639.549.549.549.5498.87
Total29.2425.6845.3822.7823.0321.2326.52193.86

Another under $200 week. I love Georgia! Until next week…if I don’t forget again….

Financial Friday 43

Location: Tbilisi [Republic of Georgia]

Week 43….

Transportation

This was very low. I only used the metro once: $0.19. The rest of the time, I walked which is very easy to do here.

Accommodation

Rent on my room for this month comes out to $5.67 per day.

Food

Nothing too crazy happened here. A good reference point for spending would be when I went out to eat with some friends last night. There were 4 of us, and we ordered: 20 ხინკალი (khinkali: dumplings with meat), 1 კაჭაპური (kachapouri: cheese and bread) in the მეგრელური (megrelian) style so it was kind of like a cheese pizza without the tomato sauce, some greens to go with everything, a salad, and a bottle of wine. Split 4 ways, we ended up spending $9.33 each. And we ate like kings! Less than $10 for a fancy meal? Yes please!

Other

Travel insurance: $8.64 per day.

VPN service: $0.13 per day.

Amazon Prime: $0.33 per day.

On Friday, I bought a book: $9.79. Gut: The Inside Story of Our Body’s Most Underrated Oragan came recommended by a friend so I thought I’d check it out. I’ve been looking into nutrition and digestion a lot lately.

Summary

Week 43
Fri Sat Sun Mon Tue Wed Thu Total
Travel 0 0 0 0.19 0 0 0 0.19
Lodging 5.67 5.67 5.67 5.67 5.67 5.67 5.67 39.69
Food 5.06 6.01 0 14.31 5.49 0 15.75 46.62
Other 18.89 9.1 9.1 9.1 9.1 9.1 9.1 73.49
Total 29.62 20.78 14.77 29.27 20.26 14.77 30.52 159.99

So, another great week has come and gone. What will I spend next week? You’ll find out next Friday.

Financial Friday 42

Locations: Tbilisi, super small (population less than 100) village [Republic of Georgia]

Week 42, here we go….

Transportation

On Friday, Monday, and Tuesday, I used took the metro for $0.19 per ride.

On Saturday, some friends and I went to a tiny village 60 km west of თბილისი (Tbilisi). 5 of us got a taxi out there; my portion of which was $2.99. Not bad for an hour and a half ride.

Lodging

Rent for the month is $5.67.

On Monday, I paid the utility bill for electricity and water. My portion came out to $3.73.

Food

So…typical food bill. Of note is we bought groceries for our time at the village on Saturday and Sunday. Our bill came out to $9.33 per person for two days; and we weren’t cheap. We bought a lot of the pricier food, and a good deal of alcohol. Have I mentioned I love საქართველო (Georgia)?

Other

Travel insurance: $8.64 per day.

VPN service: $0.13 per day.

Amazon Prime: $0.33 per day.

On Friday, I bought two books written by Alain de Botton (a modern philosopher). On Love: A Novel was $9.63. The Course of Love: A Novel was $12.83. These aren’t exactly the cheapest books, but I figure they’re well worth their price since they deal with philosophy. I think we could all use a little more philosophy in our lives.

Summary

Week 42
Fri Sat Sun Mon Tue Wed Thu Total
Travel 0.37 2.99 0 0.19 0.19 0 0 3.74
Lodging 5.67 5.67 5.67 9.4 5.67 5.67 5.67 43.42
Food 8.12 9.33 5 10 9.34 6.51 0 48.3
Other 31.56 9.1 9.1 9.1 9.1 9.1 9.1 86.16
Total 45.72 27.09 19.77 28.69 24.3 21.28 14.77 181.62

So there we go. Another decent week. My wallet is really loving this country. See you all next week.

Financial Friday 41

Location: Tbilisi [Republic of Georgia]

Week 41….

Transportation

Friday, Monday and Thursday are metro trips at $0.19 per trip.

On Sunday, I stayed out until the morning, and ended up taking a taxi home. The driver charged me 50% more than what the most expensive fare should have been (which is itself twice what a normal fare is). So I basically paid 3 times a normal rate. I was very annoyed.

Accommodation

The rate for this month is $5.67.

Food

I was actually pretty surprised. With all the debauchery on Sunday night, I figured I would have spent a lot more. What can I say? Georgia is cheap.

Other

Travel insurance: $8.64 per day.

VPN service: $0.13 per day.

Amazon Prime: $0.33 per day.

On Monday, my local phone carrier renewed my pay-as-you-go plan: $0.50.

Also on Monday, I forgot to pay the balance on one of my travel cards, and was slapped with a late fee of $25. Ouch! I need to set a reminder or something so that doesn’t happen again.

On Tuesday, I topped up my data for my local carrier: $11.64 for 15G of data. I’m not complaining….

On Wednesday, had a few bank statements printed: $1.49. More on that when I write part 2 of Banking in Georgia.

Summary

Week 41
Fri Sat Sun Mon Tue Wed Thu Total
Travel 0.19 0 2.61 0.19 0 0 0.37 3.36
Lodging 5.67 5.67 5.67 5.67 5.67 5.67 5.67 39.69
Food 8.08 3.69 12.04 8.58 8.58 5.06 3.62 49.65
Other 9.1 9.1 9.1 34.6 20.74 10.59 9.1 102.33
Total 23.04 18.46 29.42 49.04 34.99 21.32 18.76 195.03

So it wasn’t terrible, but it also wasn’t fantastic. I blame my own stupidity for forgetting my credit cards have payment dates. Next week should be better. Until then….