Financial Friday 97

Locations: Thessaloniki [Greece], Kutaisi, Tbilisi [Republic of Georgia]

Week 97….

Transportation

On Monday, I took a plane from Θεσσαολνίκη (Thessaloniki) to ქუთაისი (Kutaisi): $22.33. O love how cheap flights can be in Europe.

Also on Monday, I took a bus from the Kutaisi airport into town (about 1/2 hour drive): $1.81.

On Tuesday, I took a train from Kutaisi to თბილისი (Tbilisi): $2.90. I haven’t come across anywhere else where a 4 hour train ride is that cheap.

Also on Tuesday, I took the Tbilisi metro 3 times: $0.54. Needless to say, I moved around a lot.

On Wednesday, I took the metro twice: $0.36. And took it once on Thursday: $0.18.

Accommodation

Friday to Sunday night, I was in the an apartment in Thessaloniki. It ended up being $18.38 per night. I’ve updated previous weeks in my spreadsheet. Though it won’t be reflected in previous Financial Friday posts.

I spent Monday at a hostel in Kutaisi: $4.65. Hostels here are very affordable.

On Tuesday, I moved into an AirBnB that I’ll be spending a month in: $9.76 per night. Not bad for having a whole apartment to myself.

Food

There isn’t much to say here. On Tuesday, I did the bulk of my “I’m in a new place, and have to buy all the stuff that lasts for a long time” shopping.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.71 per day.

Password manager: $0.16 per day.

On Friday, I took advantage of a deal and bought a game: $14.98. It’s called Battletech. So creative right? It’s actually pretty fun if you like strategy games.

On Tuesday, I topped up my local SIM with data: $7.32 for 20G of data.

On Wednesday, I bought a few things to cook with that the AirBnB didn’t have on hand: $5.90. I’m perfectly capable of cooking without them, but they make things a lot easier.

Also on Wednesday, I got my teeth cleaned: $50.71. This is way too much. The only reason I paid it is because my teeth were especially dirty, and they could get me in immediately. However, if any of you are in Georgia and need your teeth cleaned, it should only cost half that much.

On Thursday, I got my teeth cleaned again: $23.54. The overpriced place missed a few things. Granted, my teeth were extremely dirty, but come on…. The lesson here is to not go to dentists that cater to tourists.

Also on Thursday, I bought a couple more things to make cooking easier: $3.62. Because I see nice things, and I have to buy them.

My final miscellaneous purchase on Thursday was a magazine: $1.45. It’s about cooking, and is written entirely in ქართული (Georgian). I figure I can use it as a language learning tool.

Summary

Week 97
CategoryFriSatSunMonTueWedThuTotal
Travel00024.143.440.360.1828.12
Lodging18.3818.3818.384.659.769.769.7689.07
Food0006.3736.686.818.7258.58
Other22.37.327.327.3214.6463.9335.93158.76
Total40.6825.725.742.4864.5280.8654.59334.53

So, this turned out to be a bit on the expensive side. I blame the 50 sets of teeth cleanings. And for November….

Nov 19
CategoryWeek 93Week 94Week 95Week 96Week 97Total
Travel59.87000059.87
Lodging115.65128.66128.66128.6636.76538.39
Food94.546.7829.7236.650207.65
Other71.151.171.2477.1629.62300.22
Total341.12226.54229.62242.4766.381106.13

This was also a bit on the expensive side. The primary reason for that was staying in my own apartment in Greece. While it was nice to have my own space, it certainly wasn’t cheap.

See you all next week….

Financial Friday 96

Location: Thessaloniki [Greece]

Week 96….

Transportation

Zero. I love staying in walkable places.

Accommodation

I expect the bill to come to $18.50 per day. We’ll find out next week.

Food

Again, simple grocery runs. Maybe this weekend I’ll treat myself to dinner out….

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.71 per day.

Password manager: $0.16 per day.

On Monday, I bought a couple computer games: $25.92. They are Pax Nova, and Oriental Empires. Because…I just can’t help myself. Especially when they’re on sale.

Summary

Week 96
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging18.518.518.518.518.518.518.5129.5
Food12.183.350012.2908.8336.65
Other7.327.327.3233.247.327.327.3277.16
Total3829.1725.8251.7438.1125.8234.65243.31

So, not too bad. See you all next week….

Financial Friday 95

Location: Thessaloniki [Greece]

Week 95….

Transportation

Zero.

Accommodation

I’ll pay this when I check out, but I estimate it to be around $18.50 per night.

Food

I managed to get this pretty low this week. It’s just the way grocery store runs turned out.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.71 per day.

Password manager: $0.16 per day.

On Sunday, I topped up my mobile data on my travel SIM: $20.00. It’s expensive, but staying connected adds a little extra convenience when not in range of WiFi.

Summary

Week 95
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging18.518.518.518.518.518.518.5129.5
Food011.960015.242.52029.72
Other7.327.3227.327.327.327.327.3271.24
Total25.8237.7845.8225.8241.0628.3425.82230.46

So pretty good. See you all next week….

Financial Friday 94

Location: Thessaloniki [Greece]

Week 94….

Transportation

Zero. I walked everywhere I needed to go.

Accommodation

I haven’t paid yet, but I estimate this will be around $18.50 per day. Renting my own place in Greece is expensive!

Food

This was far better than last week. I just had to buy a few staple groceries instead of everything. The first time in a new place is always the most expensive food-wise.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

Summary

Week 94
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging18.518.518.518.518.518.518.5129.5
Food19.430010.630016.7246.78
Other7.37.37.37.37.37.37.351.1
Total45.2325.825.836.4325.825.842.52227.38

So, this also looks much better than last week. I’ve saved a lot of money by restricting my excursions to free things. See you all next week….

Financial Friday 93

Locations: Tbilisi [Republic of Georgia], Thessaloniki [Greece]

Week 93….

Transportation

On Saturday, I traveled from თბილისი (Tbilisi) to Θεσσαλονίκη (Thessaloniki). It started with a bus from Georgia’s capital to the airport near კუთაისი (Kutaisi): $7.24.

Then, the flight (including printing the boarding pass for $0.10) came to $50.39.

And finally I took a bus from the Thessaloniki airport into town: $2.24.

Accommodation

Friday night was spent splitting an AirBnB in Tbilisi so the rate is really good: $5.37.

From Saturday on, I’m renting an apartment by myself. I haven’t paid yet, but I estimate the cost will be around $18.50 per night. I instantly miss cheaper countries….

Food

Food costs in Greece don’t involve any going out. The initial cost of groceries is just that much more expensive. I expect the cost to come down a little next week since many of the purchases will carry over; we’ll see.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

Password Manager: $0.16 per day.

On Saturday, I bought data for my ‘travel’ SIM: $20.00. That bought me 1G of data. All that time in Georgia spoiled me. I’m used to getting 20x that much data for less.

Summary

Week 93
CategoryFriSatSunMonTueWedThuTotal
Travel059.870000059.87
Lodging5.3718.518.518.518.518.518.5116.37
Food9.7838.42034.1612.140094.5
Other7.327.37.37.37.37.37.371.1
Total22.45144.0925.859.9637.9425.825.8341.84

So…ouch! Although, that is still an average of less than $50 per day so I guess it’s not the end of the world. See you all next week….

Financial Friday 92

Location: Tbilisi [Republic of Georgia]

Week 92….

Transportation

On Thursday, I took the metro once. My transportation costs have been non-existent the last few weeks. When your housing is centrally located, you don’t spend much.

Accommodation

The AirBnB rolled over to another month on Thursday. We decided to stay in the same place, and managed to negotiate a discount by booking off-app. So…travel hack: if you really like a place, you can generally negotiate a better rate for subsequent periods (if the host likes you).

Food

I went a little crazy with the food again. I blame going out to say goodbye to my bartender friends.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

Password manager: $0.16 per day.

On Tuesday, I bought the final season of Game of Thrones: $28.88. So I now digitally ‘own’ the entire series. Because…re-watching. Also, it helped me charge something to one of my non-travel cards. If you don’t charge something at least once a year, banks have a tendency to close your accounts (in the US at least).

On Wednesday, my State-side friend forwarded some mail to me: $36.00. International shipping is one of the costs of travel most people forget about, but the money I’m saving by not being in the ‘West’ more than makes up for it.

Summary

Week 92
CategoryFriSatSunMonTueWedThuTotal
Travel0000000.180.18
Lodging5.635.635.635.635.635.635.3739.15
Food18.8411.2307.5113.4716.62067.67
Other7.37.37.37.336.1843.37.3115.98
Total31.7724.1612.9320.4455.2865.5512.85222.98

So…a little expensive for Georgia, but still pretty good. And for the month…

Oct 19
CategoryWeek 88Week 89Week 90Week 91Week 92Total
Travel00.54000.180.72
Lodging33.7839.4139.4139.4139.15191.16
Food78.5656.0675.5227.9567.67305.76
Other30.2661.0653.6872.55115.98333.53
Total142.6157.07168.61139.91222.98831.17

I’ll call less than $1,000 a win. This is still far more than locals spend in a month, but I’m an entitled Westerner so…. See you all next week….

Financial Friday 91

Location: Tbilisi [Republic of Georgia]

Week 91….

Transportation

Zero!

Accommodation

The AirBnB cost split by two comes out to: $5.63 per day.

Food

This week has been much better. I’ve cut down on going out so much.

Other

Travel insurance: $5.03 per day. I started a new policy this week, and the price was exactly the same.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Pimsleur’s Russian: $0.69 per day.

On Saturday, I bought a the game Surviving the Aftermath: $21.39. Because I can’t help myself….

Also on Saturday, I bought 150 SMS messages: $0.54. I needed to receive some, and they weren’t going through until I bought some so….

On Monday, I got a password manager, and bought their premium service: $0.16 per day. OMG, it’s so worth it. It’s made keeping track of all my login information and passwords (which used to be a nightmare) almost effortless.

Summary

Week 91
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging5.635.635.635.635.635.635.6339.41
Food004.557.246.75.83.6627.95
Other7.1429.077.147.37.37.37.372.55
Total12.7734.717.3220.1719.6318.7316.59139.91

That’s much better. The primary reason? Food costs dropped drastically. The lesson here is: if you want to save money, don’t eat out. See you all next week….