Financial Friday 114

Location: Tbilisi [Republic of Georgia]

Week 114….

Transportation

Zero. On Monday, the Georgian government stopped all public transportation so the only way to get around (that’s not walking) is by taxi. Fortunately, I have enough time to walk wherever I need to go…which has mostly been just grocery shopping.

Accommodation

AirBnB rates remain stable at $9.68 per day.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Sunday, my local phone plan was renewed: $0.35.

On Wednesday, my mobile data plan was renewed: $9.81.

On Thursday, I couldn’t help myself and bought the game Hearts of Iron IV, and along with a couple expansions: $42.86. Expensive, but I think I’ll get a lot of use out of it. Because what else are you going to do right now?

Summary

Week 114
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging9.689.689.689.689.689.689.6867.76
Food6.4806.2408.27010.3531.34
Other6.616.617.066.616.6116.4249.4799.39
Total22.7716.2922.9816.2924.5626.169.5198.49

So, the game brought my expenses up a bit, but it’s still reasonable. And for March….

Mar 20
CategoryWeek 110Week 111Week 112Week 113Week 114Total
Travel00.360.340.1700.87
Lodging51.770.467.7667.7648.4306.02
Food66.8990.0866.122420.99268.08
Other43.8560.1246.2746.2733.5230.01
Total162.44220.96180.49138.2102.89804.98

Also not too bad. I suspect this will drop a lot next month since restaurants will be closed for most of the month.

See you all next week….

Financial Friday 113

Location: Tbilisi [Republic of Georgia]

Week 113. And it’s been a crazy one….

Transportation

On Saturday, I took the metro to hit up a market: $0.17. My timing was impeccable since the next day (Sunday) the Georgian government announced their “no more than 10 people together” policy. That resulted in a lot of businesses deciding it wasn’t worth staying open.

Accommodation

The AirBnB is (for now) $9.68 per day.

Food

This dropped off a cliff. Most restaurants are closed due to the ‘lockdown’ (it’s not really a lockdown, but that’s a nice, short way to describe it). The few that are still open only have take-out. So….my food bill was limited to grocery store runs. That saved me a lot of money!

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

Summary

Week 113
CategoryFriSatSunMonTueWedThuTotal
Travel00.17000000.17
Lodging9.689.689.689.689.689.689.6867.76
Food07.884.332.412.125.551.7124
Other6.616.616.616.616.616.616.6146.27
Total16.2924.3420.6218.718.4121.8418138.2

So yeah, this situation have been amazing for my wallet. It also ‘helps’ that the exchange rate is moving in my favor. Between the lack of tourists and the global US Dollar rush, there’s a huge demand for foreign (for Georgia) currency.

See you all next week….

Financial Friday 112

Location: Tbilisi [Republic of Georgia]

Week 112….

Transportation

On Thursday, I took the metro twice: $0.17 each way.

Accommodation

The AirBnB rate for the month is $9.68 per day.

Food

This dropped off significantly this week since a lot of restaurants have closed due to lack of customers. The Georgian government advises restaurants to close, but it’s not mandatory so it all depends on what individuals are doing. The places that are hurting due to people voluntarily isolating have shut down while the ones that aren’t that effected remain open.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

Summary

Week 112
CategoryFriSatSunMonTueWedThuTotal
Travel0000000.340.34
Lodging9.689.689.689.689.689.689.6867.76
Food024.592.4314.3813.61011.1166.12
Other6.616.616.616.616.616.616.6146.27
Total16.2940.8818.7230.6729.916.2927.74180.49

So, much better than the last few weeks. Also, a strong US Dollar is making things cheaper in general. How long will people want cash? We’ll see. See you all next week….

Financial Friday 111

Location: Tbilisi [Republic of Georgia]

Week 111, and what a crazy one it’s been…. With global stock markets crashing, travel shutting down, and general mayhem, let’s see how my spending went.

Transportation

I took the metro on Thursday to get dinner with some friends. Georgia hasn’t shut down. We’ll see if it lasts.

Accommodation

On Tuesday, I switched to the next month’s rate. Since there are 2 more days in March than February, it brought the cost per day down.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Thursday, I bought a three pack of underwear: $13.85. The last of the underwear I had from the States finally died. It’s at least 3 years old…probably closer to 5…. Use your cloths until they die.

Summary

Week 111
CategoryFriSatSunMonTueWedThuTotal
Travel0000000.360.36
Lodging10.3410.3410.3410.349.689.689.6870.4
Food9.6215.988.1714.9919.8712.29.2590.08
Other6.616.616.616.616.616.6120.4660.12
Total26.5732.9325.1231.9436.1628.4939.75220.96

It looks like my expenses are gradually going up. It’s still far cheaper than other places I’ve been though so…winning! See you all next week….

Financial Friday 110

Location: Tbilisi [Republic of Georgia]

Week 110….

Transportation

Zero!

Accommodation

AirBnB, living alone: $10.34 per night.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Friday, I renewed my base service for my local SIM: $0.39.

On Monday, I topped up my internet on my local SIM: $10.80 for 20G of data + rolling over previous months’ unused data.

Summary

Week 110
CategoryFriSatSunMonTueWedThuTotal
Travel00000000
Lodging10.3410.3410.3410.3410.3410.3410.3472.38
Food15.985.8122.6810.822.7610.65088.68
Other76.616.6117.416.616.616.6157.46
Total33.3222.7639.6338.5539.7127.616.95218.52

A bit on the expensive side for Georgia, but not bad. And for February….

Feb 20
CategoryWeek 106Week 107Week 108Week 109Week 110Total
Travel1.621.180.170.5303.5
Lodging72.0881.5372.3872.3820.68319.05
Food60.6759.3654.5283.3721.79279.71
Other50.3192.7165.3746.2713.61268.27
Total184.68234.78192.44202.5556.08870.53

I consider under $1000 to be a win. See you all next week….

Financial Friday 109

Location: Tbilisi [Republic of Georgia]

Week 109….

Transportation

The only costs here are for the metro: $0.18 per ride.

Accommodation

The AirBnB is running me $10.34 per day. It’s a bit on the expensive side, but I’m getting more than just accommodation. For example on Saturday, I was invited to dinner with my hosts. We talked about Georgian history among other things. Experiences like that are priceless.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

Summary

Week 109
CategoryFriSatSunMonTueWedThuTotal
Travel0000.18000.350.53
Lodging10.3410.3410.3410.3410.3410.3410.3472.38
Food12.2612.25011.9110.8626.639.4683.37
Other6.616.616.616.616.616.616.6146.27
Total29.2129.216.9529.0427.8143.5826.76202.55

So…a bit on the expensive side. See you all next week….

Financial Friday 108

Location: Tbilisi [Republic of Georgia]

Week 108….

Transportation

On Thursday, I took the metro to go cloths shopping: $0.17.

Accommodation

Rent for the month is $10.34. It’s not the greatest rate, but I have myself to blame.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Thursday, I bought a new pair of jeans: $19.10. It’s interesting, length wasn’t important. The vendor just ensured the waste was correct, then went to a seamstress to have the length adjusted. So for half tailor-made jeans, I spent less than $20!

Summary

Week 108
CategoryFriSatSunMonTueWedThuTotal
Travel0000000.170.17
Lodging10.3410.3410.3410.3410.3410.3410.3472.38
Food2.86023.95.54012.1510.0754.52
Other6.616.616.616.616.616.6125.7165.37
Total19.8116.9540.8522.4916.9529.146.29192.44

So yeah….this turned out better than I thought it would. See you all next week….

Financial Friday 107

Location: Tbilisi [Republic of Georgia]

Week 107….

Transportation

There’s just a cab ride on here: $1.18. It was late, and cold outside so I got it to stay warm.

Accommodation

So through Sunday, I was on the weekly AirBnB rate: $13.39 per night.

On Monday, I negotiated a monthly rate with the AirBnB host: $300 total or $10.34 per night. In hindsight, I should have gone through the app for two reasons. 1) the host just took the weekly rate and multiplied by 4. While AirBnB did offer a weekly rate discount, it offered a much higher additional discount for monthly bookings. 2) February is a short month. In the app, I could have put in 30-31 days and gotten the same rate rather than being limited to this leap year’s 29. Live and learn….

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Friday, I bought a video game pack: $38.50. It included Master of Orion 1 + 2, and the one simply called Master of Orion. I have a problem….

Also on Friday, my local carrier was running a sale on data packages which I grabbed: $3.47.

On Monday, a friend was trying to make a ‘normal’ phone call with my phone (I usually use an app that just uses data). So I bought some minutes to be nice: $3.47.

Summary

Week 107
CategoryFriSatSunMonTueWedThuTotal
Travel001.1800001.18
Lodging13.3913.3913.3910.3410.3410.3410.3481.53
Food2.279.719.934.9712.2320.25059.36
Other48.586.6111.086.616.616.616.6192.71
Total64.2429.7135.5821.9229.1837.216.95234.78

So…a little on the expensive side, but not horrible. See you all next week.

Financial Friday 106

Location: Tbilisi [Republic of Georgia]

Week 106….

Transportation

On Saturday, I took the metro once: $0.18. And a taxi, because the metro lines were closed when I wanted to go home: $1.44.

Accommodation

The old AirBnB was $9.26 per night.

On Monday, I moved to a new AirBnB. The price is a little higher since I only booked a week to see if I liked it: $13.39 per night. Note that AirBnBs get much cheaper when booking a week, month or longer. In this case, the weekly discount isn’t as large as the monthly, and the fixed costs (cleaning, etc.) are a much larger percentage of the overall charge.

Food

Nothing too interesting going on here….

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Friday, my local carrier was running a special: $1.75. For that, I got 5G of data.

On Saturday, my local carrier’s data plan renewed: $10.65. That’s for 20G of data, and rolling over whatever I hadn’t used the previous month.

Summary

Week 106
CategoryFriSatSunMonTueWedThuTotal
Travel01.62000001.62
Lodging9.269.269.2613.3913.3913.3913.3981.34
Food3.9415.06018.0615.0612.49064.61
Other8.3617.266.616.616.616.616.6158.67
Total21.5643.215.8738.0635.0632.4920206.24

So that’s a little higher due to higher lodging costs. It’s still pretty good though.

And for the first month of the new year….

Jan 20
CategoryWeek 101Week 102Week 103Week 104Week 105Week 106Total
Travel00.724.344.24.1013.36
Lodging19.5264.8264.8264.8264.829.26288.06
Food6.5660.9491.6974.7649.33.94287.19
Other24.2355.4955.3348.7151.268.36243.38
Total50.31181.97216.18192.49169.4821.56831.99

Not bad…not bad at all. See you all next week.

Financial Friday 105

Location: Tbilisi [Republic of Georgia]

I’ve been traveling for 2 full years now. Let’s see how my finances looked this week.

Transportation

Metro trips are $0.18 per trip. I also took 2 taxis when the it was too late for the metro: $1.47, $1.75.

Accommodation

The nightly rate for my AirBnB is $9.26.

Food

For some reason this came out to less than the last couple weeks. I guess I got lucky with normal fluctuations.

Other

Travel insurance: $5.03 per day.

VPN: $0.26 per day.

Amazon Prime: $0.33 per day.

This blog: $0.31 per day.

Skype: $0.08 per day.

Chase Sapphire Reserve: $0.41 per day.

Passport: $0.03 per day.

Password manager: $0.16 per day.

On Wednesday, my local phone plan renewed: $0.39. This is a base, pay-as-you-go plan that I stack a data plan on top of.

On Thursday, I bought some treats for the local Mormons who are teaching me Georgian: $5.60. I think this is a pretty good rate for an hour of one-on-one teaching. Note: learning grammar is usually best done from a non-native speaking teacher. Natives intuitively know what to say, but not why.

Summary

Week 105
CategoryFriSatSunMonTueWedThuTotal
Travel001.650.352.1004.1
Lodging9.269.269.269.269.269.269.2664.82
Food06.7416.817.0115.063.68049.3
Other6.616.616.616.616.61711.2151.26
Total15.8722.6134.3323.2333.0319.9420.47169.48

This is what I like to see. Type at you all next week….